Is it the Funniest Commercial on TV Lately? [POLL]

Every time I see it come on, I have to stop what I'm doing.  It's one of those great commercials that makes me laugh each time, so I want to make sure I don't miss it.

"Can they think we're that stupid?"

Watch, and let me know if you like it as much as I do!

First off, this is not an endorsement by myself for First Bank- it IS however, an endorsement for cleverness!  The premise:  The other banks must think that these people are complete idiots to think that they can charge for a checking account.  The funny part is, is that they ARE idiots- but they know enough to NOT get charged:

Come on, I don't care where you're from - THAT's FUNNY!  The lawnmower hedging guy gets me EVERY time!

What do YOU think?