The average American has probably had at least one phone call from a collection agency and too say they are usually less than friendly is an understatement.  This company though stooped to tactics that are just unimaginable.

Rumson, Bolling & Associates, was recently fined more than $700,000 for one of the worst offenses listed with the FTC after threatening to dig up bodies of their deceased children and drop them outside their door or hang them from a tree.

How was this company not shut down?  There is still hope as an FTC lawsuit is quickly gaining steam against them and another fine collection agency.

A Texas-based debt collector, Goldman Schwartz, was finally shut down last week for violating the Fair Debt Collection Practices Act. In my opinion, the deceptive and abusive scare tactics they used to try and collect on debts goes way above and beyond the definition of dirt bags.

According to many sources, Goldman Schwartz and Rumson, Bolling & Associates are accused of the following:

  • Threats to dig up dead relatives of those who couldn't pay their funeral bills
  • Promises to imprison debtors
  • Posing as a law firm
  • Take their children into custody
  • Warnings that pets will be killed

Under the Fair Debt Collection Practices Act, collectors are prohibited from threatening violence, using profane language, calling incessantly, inflating a debt and implying they are attorneys. And they can't tell consumers they will arrest them or garnish their wages or property unless they actually plan to take that action and are legally able to do so through a court order

I have had several run-ins with debt collectors in my past, all of whom were rude from the first call but never anything like this. How about you?  Have you ever been harassed beyond what is lawful?

Please share your stories below.