I actually love to pay bills, especially when I have money to pay them. Usually none left over but at least the bills are paid. What a great feeling...when you remember to pay them.

Ever have one of those eureka moments when you realize you forgot to send all the bills on the first of the month. The bike payment, credit card payments, you know, all the stuff with hefty late charges.

Oh, this isn't the first time.

I was out of stamps and was going to get them the day after writing all the bills out. "Was" is the key word because here it is the 10th of the month and I just came across them. So now it's back to the phone calls begging for forgiveness and the waiving of late charges.

I'm sure I'm not the only one that has this problem and even though I despise late fees, it's even worse when it's my own fault!  Where is a good wall I can bang my head against!

Excuse me now while I go make some phone calls...